Most people don't lose money from bad decisions. They lose money from no decision — waiting for clarity that never quite comes while the window quietly closes.

In this solo episode of Beyond the Numbers, fiduciary financial planner Chris Everett walks through the three financial decisions that carry the highest cost of delay and why if you're between 58 and 67, right now is the most important financial window of your life.

Markets don't pause. Tax laws don't wait. And the cost of inaction compounds just as fast as a bad move.

What You'll Learn:

• Why waiting for clarity is itself a financial decision — and often an expensive one
• The 3 decisions with the highest cost of delay: Social Security timing, retirement plan rollovers, and early retirement income structure
• Why the difference between claiming Social Security at 62 vs. 70 can exceed $100,000 in lifetime income
• What the "decision decade" (ages 58–67) really means for your retirement outcome
• Why treating your 401k as set-it-and-forget-it is not a strategy — it's hope
• What an honest fiduciary conversation actually looks like — and why it consistently leads to better outcomes

Resources:
Everett Wealth Solutions: https://chris-everett.knowledgevaultpress.com/long-term-care

Free resource + Pre-Discover Session (30 min, no cost): https://calendly.com/ews407/30min?back=1&month=2026-06

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

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