In today's episode, economist and commentator Evan Lucas joins Ana to unpack some of the biggest forces shaping the Australian economy right now. From AI and the jobs market to the federal budget and what the CGT changes actually mean for everyday investors.

In this episode, they cover:

💸 Why AI is an enhancer, not just an efficiency tool

💸 The industrial revolution comparison: what history says about job displacement and where the new opportunities will emerge

💸 Australia's federal budget breakdown: the minimum wage rise, income tax frustration, and why 54% of government revenue coming from one source is a problem

💸 The proposed CGT changes explained in plain numbers (and why Evan thinks they'll hurt everyday investors more than the wealthy)

💸 Why housing affordability is being debated in the wrong arena entirely

💸 The GST conversation nobody wants to have (but probably should)

💸 What Gen Z & Alpha are up against, and why the system isn't rewarding hard work the way it used to

Want more of Evan?

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How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Already feeling stressed about EOFY and tax time? We’ve got you covered.

In this episode, Ana sits down with Julian from Mauro to break down what you actually need to know and action before 30 June. From dodgy deductions to sole trader traps, this one is packed with practical tips whether you're an employee, investor, or building something on the side.

In this episode, they cover:

💸 The most common tax mistakes the ATO is actively scrutinising right now (and how to avoid them)

💸 Working from home claims: the two methods, what records you actually need, and which one could give you a better deduction

💸 What "it's a tax write-off" actually means (and where most people get it wrong)

💸 Super contributions before 30 June, including the five-year carry-back rule you might not know you can use

💸 Sole trader vs company: when the switch makes sense and what happens to your tax rate if you wait too long

💸 What investors need to know about dividends, share sales, and why the ATO already knows more than you think

💸 Plus, what's changing from 1 July

Prefer to hand it off to an expert? You can find Julian at @mauro.au

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong.

Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think.

In this episode, they cover:

• The specific mistake that turned a manageable rate rise into a financial nightmare on paper
• Why the lending system already has a built-in buffer most borrowers don't know about
• How fear-driven headlines are making first home buyers worse at reading their own finances
• What to actually do if you're worried about rate rises and don't know where to start

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Relying on a single income stream has always carried risk, but in today's rapidly shifting economic landscape, it might be riskier than ever. In this episode, Ana sits down Melissa Browne - entrepreneur, author, and founder of the 'Her Wealth Her Way' conference. Mel has lived through serious financial hardship and come out the other side with a very clear philosophy on how to build resilience, both financially and personally.

They cover a lot of ground, including:

💸 Why a "portfolio career" with could be the smartest move you make right now

💸 How to use AI discerningly in your business without ignoring the very real risks it poses to certain roles

💸 Mel's thoughts on the latest budget announcements and who it hits hardest

💸 How human connection and community can be the antidote to financial shame and overwhelm

💸 The basics that are easy to forget when everything feels uncertain

There's also a candid personal story in here about navigating divorce, debt, and starting over financially that might resonate more than any strategy ever could. Hope you love it!

Check out Mel's resources here.

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Most of us know we should be paying more attention to our super. But knowing and doing are very different things.

In this episode, we're joined by Anne McLennan from Vanguard to break down the seven personas that explain why so many Australians stay stuck when it comes to their super, and what to actually do about it. Some of us are panickers, some of us are procrastinators, and some of us are a whole lot of other things in-between.

We cover:

💸 Which persona might be costing you money

💸 Why set and forget can backfire as you get older

💸 How to actually get on top of your super without it taking all weekend

💸 What's worth reviewing before June 30 this year

Chances are you'll recognise yourself in at least one of these. The good news is none of them are unfixable.

Keen to compare super funds? Check out Vanguard’s SuperRatings comparison tool here https://ratemysuper.com.au/vanguard

This episode was brought to you by Vanguard.

We love sharing ideas to help you build wealth the slow and steady way, but remember that everything you hear on the Get Rich Slow Club podcast and across our socials is general in nature and not personal financial advice. All investing carries risk, and it's important you do your own due diligence.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd AFSL #563907. Natasha Etschmann is also an Authorised Representative #1299881 of Rask Licensing Pty Ltd AFSL #563907. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate. Read the FSG linked in Tash's bio. Check out the relevant ETF’s PDS & TMD before deciding, available from the product issuer’s website. Past performance is not a reliable indicator of future investment returns.

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read the relevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product is right for you before making an investment decision.

Hosted on Acast. See acast.com/privacy for more information.

What happens when you've ticked all the boxes on paper but still feel like something's off?

In this episode, Tash and Ana chat with Jasmine, who found herself seemingly successful in her 20s by most measures, but still deeply unfulfilled. Rather than walking away from her income, she did something smarter with it.

They get into:

• How growing up with two very different money "role models" shaped Jasmine's avoidant relationship with finances
• The mindset shift that changed how she thinks about money as a tool for buying back time
• How she made her first ETF investment and the strategy she now uses
• How she manages finances and goals in a new-ish relationship
• Her current emergency fund goals

They also reflect on the challenge of five-year plans when life rarely goes in a straight line, and what financial independence actually looks like when your goals are more about flexibility than a number.

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

What does it actually look like to own a franchise business, and can it stack up financially against a traditional career path?

In this episode, Tash & Ana sit down with Angelica, a Baker's Delight franchisee & business owner who purchased her first bakery at 21 after first being a Baker's Delight employee.

They get into:

🥐 How she structured the purchase and why she prefers buying existing stores over new builds

🥐 The real costs and numbers behind franchise ownership

🥐 What she looks for when hiring & training staff

🥐 Leveraging tiktok to grow her business

🥐 Plus how she co-parents her franchise with her ex 👀

If you've ever been curious about business ownership as a path to financial independence, or wondered what the numbers behind a franchise actually look like, this one is worth a listen.

Follow Angelica on Tiktok & Instagram for some bakery and business BTS 🥖

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise.

👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible

👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify

👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope

👉🏼 The case for setting firm money rules instead of making case-by-case calls every time

👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habit

If any of this sounds a little too familiar, this one is worth a listen.

Case Study Form

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.