Most property investors are focused on what the Federal Budget changes mean for their portfolio. But are the headlines telling the full story?

In this episode, we're joined by My Bui, Economist at AMP Investments, to break down one of the biggest property tax shake-ups Australia has seen in decades. My cuts through the misinformation surrounding capital gains tax, negative gearing, borrowing capacity, interest rates, and housing supply, explaining what these changes actually mean for investors, renters, and first-home buyers.

We explore whether the market is really under threat, why Australia's housing shortage remains the biggest driver of long-term growth, and how investors can adapt their strategies in a changing environment. We also discuss Melbourne's outlook, rental pressures, future rate cuts, and why focusing on fundamentals, not fear, may be the key to long-term success.

Episode Takeaways:

✅ Why property fundamentals matter more than tax changes

✅ How the Federal Budget could impact investors and renters

✅ Why Australia's housing shortage still supports long-term growth

✅ How borrowing capacity changes may affect investment strategies

✅ Why smart investors focus on opportunity, not fear

Timestamps:

00:00 Why Investors Shouldn't Panic About the Tax Changes

03:57 Capital Gains Tax Explained in Plain English

09:21 Why Investors May Shift Focus to Rental Yields

12:25 Will Rents Rise Because of These Changes?

17:07 Property Prices, Wages & What Happens Next

21:07 How Borrowing Capacity Has Changed Overnight

25:24 Could These Changes Make the Housing Shortage Worse?

28:18 Why Smart Investors Buy When Everyone Else Is Scared

33:39 Another Interest Rate Rise Coming?

37:07 When Will Interest Rates Finally Start Falling?

40:27 AMP's Property Market Forecast for the Next Two Years

43:02 My Bui's Final Thoughts on Australia's Property Future

Meet My Bui

My Bui is an economist at AMP Investments, where she specialises in analysing Australian and global economic trends, forecasting market conditions, and providing insights that help guide investment decisions. Prior to joining AMP, My worked as a Fixed Income Research Analyst at Deutsche Bank in New York, focusing on securitised mortgage markets. A CFA Charterholder with a Master of Financial Mathematics from UNSW Sydney, My is known for her ability to simplify complex economic issues and connect them to real-world outcomes. Her expertise spans property markets, interest rates, inflation, taxation policy, and the broader economic forces shaping investment opportunities across Australia.

Meet The Property Twins

The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.