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How a Seasonal Business Used Cash Flow Forecasting to Survive Winter

How a Seasonal Business Used Cash Flow Forecasting to Survive Winter

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In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into how a seasonal landscaping company—GreenScape—used cash flow forecasting to survive a brutal winter. GreenScape's owner, Maria, faced a familiar problem: 80% of revenue came between April and October, but fixed costs like loan payments and insurance hit year-round. By building a 13-week rolling cash flow forecast in a simple spreadsheet, Maria identified a $40,000 shortfall in February before it happened. She then secured a seasonal line of credit at 6% interest, negotiated extended payment terms with her supplier, and offered early payment discounts to her best customers. The result? She not only survived winter but had enough cash to hire two extra crews for spring. Lucas explains the mechanics of a rolling forecast, the difference between profit and cash, and why timing is everything. Luna asks the practical questions: how often to update, what to include, and where most small businesses get it wrong. A concrete guide to the most underrated financial tool for seasonal firms. #GreenScape #CashFlowForecasting #SeasonalBusiness #SmallBusinessFinance #WorkingCapital #13WeekRollingForecast #LineOfCredit #EarlyPaymentDiscounts #MariaOwner #WinterSurvival #CashFlowShortfall #SpreadsheetForecast #BusinessPodcast #FexingoBusiness #FinanceTips #Entrepreneurship #BusinessStrategy #CashFlowManagement Keep every episode free: buymeacoffee.com/fexingo
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