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No Lazy Money

No Lazy Money

By: Cumulus Media Detroit
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"No Lazy Money" is a monthly financial podcast from 760 WJR and Peak Wealth Management that's designed to help you make your money work as hard as you do. With real talk, practical strategies, and a focus on education, the show tackles everything from smart investing and tax planning to retirement readiness and financial habits that build confidence. Whether you’re just starting out or approaching the “retirement red zone,” "No Lazy Money" gives you the tools and insights to stop letting your money sit idle and start putting it to work for your future.2025 ~ Cumulus Media Economics Hygiene & Healthy Living Personal Finance
Episodes
  • Mid-Year Money Moves: Roth Conversions, Mortgage Decisions, and SpaceX’s Impact

    Mid-Year Money Moves: Roth Conversions, Mortgage Decisions, and SpaceX’s Impact
    Jul 2 2026
    July 1, 2026 ~ Nick Hopwood and Ryan Ermanni talk about Roth conversions, mortgage payoffs, and the SpaceX IPO. They explain the benefits of Roth conversions for lowering lifetime taxes and providing tax-free inheritance, and the importance of a mid-year financial review, including portfolio returns, beneficiary checks, and cost of living assessments. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    38 mins
  • Navigate Retirement: Real Talk on Annuities, Markets, and Planning

    Navigate Retirement: Real Talk on Annuities, Markets, and Planning
    Jun 4 2026
    June 3, 2026 ~ Hosts Ryan Ermani and Nick Hopwood highlight the importance of careful financial planning, discussing risks like “annuity hell” and sequence of returns risk. They emphasize seeking second opinions and taking a holistic approach to money management. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    38 mins
  • Optimize Your Financial Future: Avoiding Common Retirement Pitfalls

    Optimize Your Financial Future: Avoiding Common Retirement Pitfalls
    May 6 2026
    May 6, 2026 ~ Hosts Ryan Ermanni and Nick Hopwood discussed concentration risk, where too much of a portfolio is in one stock, and solutions like 721 exchanges or donation strategies. They also talked about 401(k) plans for small businesses and when to claim Social Security. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    38 mins
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