Episodes

  • 824 buying your first investment property with Glen James
    Jun 23 2026

    Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    This episode is for anyone considering buying their first property as an investment rather than a place to live, or if you already own your own home. Rachelle is joined by Glen James, host of money money money and co-author of their book, The Quick-Start Guide to Your First Property available now. Rachelle & Glen chat about:


    👉🏼 when's the right time to buy an investment?

    👉🏽 is it still a good idea since the 2026 Federal Budget announced changes?

    👉🏾 where to buy

    👉🏿 performance growth

    👉🏽 negative gearing changes and managing losses

    👉🏻what to consider before buying a new build

    👉 managing the emotional and practical risks

    👉🏼 budgeting for costs - deposit, ongoing & maintenance

    👉🏽 interest only or principle & interest?

    👉🏾 using a buyer's agent - is it for you?

    👉🏿 selecting good tenants

    👉🏻 the very real disadvantage for solo buyers in this property climate


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/



    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 15 mins
  • 823 buying your first home to live in with Glen James
    Jun 16 2026

    Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH


    In this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:


    👉🏼 before you start looking

    👉🏽 property research

    👉🏾 making an offer & negotiating

    👉🏿 putting down a deposit and the cooling off period

    👉🏻 contracts & finance clauses

    👉 building & pest inspections

    👉🏼 the unconditional exchange

    👉🏽 pre-settlement inspection

    👉🏾 preparing for settlement day delays

    👉🏿 navigating the emotions of buying

    👉🏻 Govt schemes and incentives

    👉 does off market = red flag?


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 3 mins
  • 822 every first home buyer scheme & incentive (and how to stack them)
    Jun 9 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH


    In this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:


    👉🏼 the First Home Super Saver scheme (FHSS)

    👉🏽 the Australian Government 5% Deposit Scheme

    👉🏾 the 2% deposit variation for single parents

    👉🏿 the Australian Government Help to Buy Scheme

    👉 Stamp duty concessions state-by-state for an $800k purchase

    👉🏼 the First Home Owner Grant (FHOG) for new builds


    Learn more:

    https://firsthomebuyers.gov.au/

    https://www.firsthome.gov.au/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    35 mins
  • 821 EOFY tax tips for business owners & property investors
    Jun 2 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    In this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about:


    👉🏼 depreciation schedules & who prepaying interest might suit

    👉🏽 maximising deductions

    👉🏾 don't spend money just to save tax

    👉🏿 check your borrowing capacity before big purchases

    👉🏻 check your business & property structures

    👉 tax reporting

    👉🏼 the small business instant asset write-off

    👉🏽 why investors can't claim travel expenses

    👉🏾 changes to tax deductions for holiday home owners

    👉🏿 cashflow as the biggest mistake that Leah sees


    Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-pack


    Related episodes:

    722 top tax tips for property investors: Apple | Spotify

    733 property structures explained: trusts, companies & super funds: Apple | Spotify


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    38 mins
  • 820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen
    May 26 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    John is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on:


    👉🏼 the impact on mortgage holders

    👉🏽 can we anticipate more rate rises in the second half of 2026?

    👉🏾 how different sub-markets are affected

    👉🏿 is there an opportunity for upsizers?

    👉 when can we see a rate cut occur?

    👉🏻 are rate increases actually effective for reducing inflation?

    👉🏼 how is undersupply fixed?

    👉🏽 buyer sentiment and behaviour during this time

    👉🏿 Eliza's tip for buyers to maximise negotiation power

    👉🏻 a quick fire Q&A


    Connect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    46 mins
  • what the tax changes mean for property investors
    May 25 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    On Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget.


    Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 17 mins
  • 819 using equity vs saving cash, agent underquoting, help to buy + more
    May 19 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    In this Q&A, John & Rach discuss your questions about:


    👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?

    👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?

    👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?

    👉🏿 why do agents underquote and what can buyers do about it?

    👉🏻 I'm terrified of buying at the peak and ending up in negative equity!

    👉 is the Help to Buy scheme worth it?

    👉🏼 if wages aren't keeping up, can property really grow at 6% a year?


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    42 mins
  • 818 Federal Budget 2026: what it means for property
    May 13 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:


    👉🏾 negative gearing changes

    👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules

    👉🏻 discretionary trusts hit with a new minimum 30% tax rate

    👉 potential impact on borrowing capacity and lending

    👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up

    👉🏽 SMSF investors are untouched

    👉🏻 is rentvesting still a smart pathway to owning your own home?


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

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    48 mins