Most people will tell you three to six months. I'm going to give you the real answer — because the right number is different for everyone, and getting it wrong is too expensive a mistake.

In this episode, we're breaking down everything you need to know about your emergency fund. What it actually is, how much you should have based on YOUR situation, and exactly where it should be sitting right now.

I'm also sharing how my emergency fund carried me when I was laid off from my corporate job. No spiral. No panic. Just security I had built on purpose.

We cover:

— Why the standard "three to six months" advice isn't enough for most people
— How your industry, job stability, and dependents affect your target number
— Why you should NEVER invest your emergency fund
— The one place I always recommend keeping it (and why a little friction is actually a good thing)
— When it makes sense to keep more than six months and what to do with the extra

Your emergency fund is not just a savings goal. It is the thing that protects the life you are working so hard to build.

This episode will help you figure out exactly what that number looks like for you.

Connect with Saprina:
Instagram: @ItsSaprina
Website: SaprinaDanise.com

Ready to work together? Book a coaching consultation at calendly.com/hermoneyaudit/coaching-session

If you're making good money and still feel like you have nothing to show for it, this episode is where we start.

In this first episode, I'm sharing my story — the real one. Growing up the oldest child of a single mom. Becoming the first in my family to go to college, land the corporate job, and hit six figures. And still finding myself with cars repossessed, evictions, and bill collectors on the other end of the phone.

I knew how to earn money. I never learned how to manage it. And that gap cost me.

This episode is about how I closed it — and what it actually took to go from a negative net worth to a positive one in about six years. No inheritance. No windfall. A system that finally fit my life.

I'm sharing this because I want you to know exactly who you're learning from before you trust me with your money story.

Welcome to Money with Saprina.

Connect with Saprina:
Instagram: @ItsSaprina
Website: SaprinaDanise.com
book a coaching consultation at calendly.com/hermoneyaudit/coaching-session